TD Bank Mortgage Rates: 30-Year Refinance Rates and Fixed Home Loans for March 31

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TD Bank Mortgage Rates: 30-Year Refinance Rates and Fixed Home Loans for March 31Unlike some of the other U.S. lenders, which raised mortgage rates on Monday, March 31, at TD Bank (NYSE:TD) interest rates are holding steady, according to the latest data. With regards to long-term, conventional home loans, the 30-year mortgage plans are starting at a lending rate of 4.688% at TD Bank. As far as the shorter-term, 15-year home mortgage is concerned, it’s up for grabs at an interest cost equivalent to 3.688%.

Switching to refinance rate quotes, borrowers who are interested in refinancing over 30 years, will see TD Bank’s 30-year fixed mortgage coming out today at a rate of 4.750%. The lender’s 15-year fixed refinance mortgage hasn’t seen any changes on Monday, the current mortgage rate on this loan is 3.750%. Moving on to adjustable rate loan options, the 7/1 ARM, which can be used for mortgage refinancing, is available at a rate of 3.625%. Looking at the 5-year ARM, it could see balances cleared at 3.375%. For more information on TD Bank’s current home purchase and refinance rates, please check the data below.

► Compare Today’s Mortgage Rates and Find The Best Loans

Mortgage shoppers who take a visit to TD Bank will see some excellent mortgage loans under the lender’s home purchase and refinance programs. Those who are looking to invest either in a new / used home or to refinance an existing loan, may find some suitable mortgage solutions at this lender.

TD Bank Home Purchase Rates

30-Year Fixed-Rate Mortgage: 4.688%, 4.754% APR
15-Year Fixed-Rate Mortgage: 3.688%, 3.800% APR

The rate information provided assumes the purpose of the mortgage loan is to purchase a property, an existing single family home to be used as a primary residence with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in Framingham, MA. The interest rate reflects a 60 day rate lock period. The actual mortgage interest rate will depend on a number of factors including but not limited to loan type, credit profile, property type, appraised value, occupancy and loan size.

TD Bank Refinance Rates

30-Year Fixed-Rate Mortgage: 4.750%, 4.814% APR
15-Year Fixed-Rate Mortgage: 3.750%, 3.858% APR
7/1 Adjustable Rate Mortgage (ARM): 3.625%, 3.281% APR
5/1 Adjustable Rate Mortgage (ARM): 3.375%, 3.106% APR

The rate information provided assumes the purpose of the mortgage loan is to refinance an existing mortgage with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in Framingham, MA. The interest rate reflects a 60 day rate lock period. The actual mortgage interest rate will depend on a number of factors including but not limited to loan type, credit profile, property type, appraised value, occupancy and loan size.

Please, note that the current interest rates may vary without prior notice from the lender and are subject to change based on location, geography and other terms and conditions. The annual percentage rates (APR) were made based on discount points, origination fees, average loan fees and closing costs.

For additional mortgage loan options, as well as details on borrowing terms and conditions, please head over to the bank’s website.