Mortgage interest rates at Citi Mortgage (NYSE:C) remained firm on Thursday. We have observed some minor changes in APRs and discount points, but base rates didn’t move to any direction. The 30-year fixed refinance loan is starting at 3.625% at this lender. The shorter-term 15-year FRM can be secured today at a rate of 2.875%. More information on this lender’s current mortgage interest rates can be seen below. Citi Mortgage offers excellent mortgage rates under both its home purchase and refinance programs, so those who are looking to invest either in a new / used home or to refinance an existing mortgage, may find some ideal mortgage options at this lender.

Citi Mortgage Home Purchase Rates

30-Year Fixed-Rate Mortgage: 3.500%, 1.500 discount points, 3.719% APR
15-Year Fixed-Rate Mortgage: 2.750%, 1.250 discount points, 3.100% APR

Citi Mortgage Refinance Rates

30-Year Fixed-Rate Mortgage: 3.625%, 1.000 discount points, 3.788% APR
15-Year Fixed-Rate Mortgage: 2.875%, 1.125 discount points, 3.180% APR

Please, bear in mind, that the current mortgage interest rates may vary without prior notice from the bank and are subject to change based on location, geography and other terms and conditions. The annual percentage rates (APR) were made based on discount points, origination fees, average loan fees and closing costs.

Earlier today Freddie Mac said that the average rate on the 30-year FRM climbed to 3.52%, slightly up from last week’s 3.51% rate. The average rate on the 15-year FRM didn’t see any changes and remained at 2.76%.

In other news, mortgage application activity in the United States increased last week, according to the results of the Mortgage Bankers Association’s (MBA) latest survey. The seasonally adjusted Market Composite Index, which measures total mortgage application activity, was up 14.8% in the week ended March 1, the MBA said yesterday. The number of filed applications for home refinancing packages rose 14.8%, while the Purchase Index advanced 15% in the said period. The refinance share of total mortgage applications remained unchanged at 77%.

For more information on Citi Mortgage’s home purchase and refinance mortgage rates, loan assumptions and borrowing terms and conditions, please see the lender’s website.