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Current Mortgage Rates: Wells Fargo Conventional Loans and FHA Mortgage Interest Rates for January 28

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Current Mortgage Rates: Wells Fargo Conventional Loans and FHA Mortgage Interest Rates for January 28At San Francisco-based major loan provider, Wells Fargo (NYSE:WFC) mortgage interest rates haven’t seen any changes on Tuesday, January 28, according to our observations. Looking at long-term conventional refinance loans currently on offer, the 30-year FRM is quoted at 4.500%. Those turning to the 15-year fixed rate refinance loan, will see it being advertised at 3.625% as of today. Non-conventional refinance loans can also be found among Wells Fargo’s offerings, with the standard 30-year fixed FHA-insured mortgage carrying 4.250% in interest cost. Potential borrowers, who are seeking for more flexible refinancing options, may want to consider Wells Fargo’s 5-year ARM, which can be secured at a rate of 3.250%. The 5-year ARM FHA is also available at this bank and the current mortgage rate is 4.250% on this type of loan. Additional information on the lender’s refinance mortgage rates, as well as details on today’s home purchase rates can be found below.

Wells Fargo offers excellent mortgage interest rates under both its home purchase and refinance programs, so those potential borrowers who are looking to invest either in a new / used home or to refinance an existing mortgage, may find some suitable loans at this financial institution.

► Compare Today’s Mortgage Rates and Find The Best Loans

Wells Fargo Home Purchase Rates


30-Year Fixed-Rate Mortgage: 4.500%, 4.586% APR
30-Year Fixed FHA Mortgage: 4.250%, 5.389% APR
15-Year Fixed-Rate Mortgage: 3.625%, 3.772% APR
5-Year Adjustable Rate Mortgage (ARM): 3.375%, 3.127% APR
5-Year ARM FHA: 3.000%, 3.509% APR

The rate information provided assumes the purpose of the mortgage loan is to purchase a property, an existing single family home to be used as a primary residence with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in New Haven, Connecticut. The interest rate reflects a 60 day rate lock period. The actual mortgage interest rate will depend on a number of factors including but not limited to loan type, credit profile, property type, appraised value, occupancy and loan size.

Wells Fargo Refinance Rates

30-Year Fixed-Rate Mortgage: 4.500%, 4.586% APR
30-Year Fixed FHA Mortgage: 4.250%, 5.837% APR
15-Year Fixed-Rate Mortgage: 3.625%, 3.772% APR
5-Year Adjustable Rate Mortgage (ARM): 3.250%, 3.083% APR
5-Year ARM FHA: 3.250%, 3.968% APR

Please, bear in mind, that the present mortgage interest rates may vary without prior notice from the lender and are subject to change based on location, geography and other terms and conditions. The annual percentage rates (APR) were made based on discount points, origination fees, average loan fees and closing costs.

For more information on Wells Fargo’s home purchase and refinance interest rates, as well as details on loan assumptions and borrowing terms and conditions, please take a visit to the lender’s website.

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