A survey released by the Commonwealth Fund revealed that 41 percent of all Americans surveyed had difficulty paying off medical expenses in a timely manner last year, while about 84 million individuals did not have any form of health coverage for the entirety of 2012, or were found to be underinsured.
According to the Biennial Health Insurance Survey, whose results were released on Friday, 46 percent of adult Americans aged 19 to 64 were underinsured or uninsured for some time in 2012, or for the entire year. All told, cost was determined to be a “substantial obstacle” preventing Americans from receiving proper medical insurance. Other relevant statistics revealed include 43 percent of all adults covered, or about 80 million Americans, admitting that they did not seek medical care or fill a prescription if needed due to the cost being too expensive; this represented a 5 million uptick from 2011’s numbers and 17 million up from 2003’s figure of 63 million.
As the Commonwealth Fund had provided state-specific statistics for California, Florida, New York and Texas in its most recent survey, it had discovered that over half of Florida and Texas residents (53 and 54 percent respectively) were either uninsured or underinsured last year.
In comparison, 42 and 43 percent of residents of California and New York respectively didn’t have adequate health insurance in 2012, or had none at all. Interestingly, the Commonwealth Fund observed that in the light of President Barack Obama’s health care reforms, California and New York ran their own insurance marketplaces, as opposed to Florida and Texas, which opted for federal marketplaces.