30-Year Mortgage Rates: Chase Home Loans and Refinance Mortgage Rates for April 19

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30-Year Mortgage Rates: Chase Home Loans and Refinance Mortgage Rates for April 19Mortgage interest rates remained firm at Chase (NYSE:JPM) on Friday, according to the latest data from the lender. Under its home loan portfolio, Chase is offering the standard 30-year home purchase loan at a rate of 4.375%, following an increase in interest rate on Thursday. The 15-year fixed home mortgage can be obtained at a rate of 3.500% at this lender. With regards to home refinancing, the benchmark 30-year refinance loan has a daily low rate at 4.500%. Looking at the 15-year FRM, it’s quoted at a rate of 3.625%. For details on Chase’s additional loan options, please check the data below.

Chase offers excellent mortgage rates under both its home purchase and refinance programs, so those who are looking to invest either in a new / used home or to refinance an existing mortgage, may find some ideal loans at this lender.

Chase Home Purchase Rates

30-Year Fixed-Rate Mortgage: 4.375%, 1.000 discount points, 4.460% APR
15-Year Fixed-Rate Mortgage: 3.500%, 1.250 discount points, 3.682% APR
7/1 Adjustable Rate Mortgage (ARM): 3.500%, 0.875 discount points, 3.166% APR
5/1 Adjustable Rate Mortgage (ARM): 3.250%, 1.125 discount points, 3.012% APR

Chase Refinance Rates

30-Year Fixed-Rate Mortgage: 4.500%, 1.375 discount points, 4.618% APR
15-Year Fixed-Rate Mortgage: 3.625%, 1.000 discount points, 3.771% APR
7/1 Adjustable Rate Mortgage (ARM): 3.500%, 1.250 discount points, 3.197% APR
5/1 Adjustable Rate Mortgage (ARM): 3.375%, 1.000 discount points, 3.046% APR

It should be noted, that the current mortgage interest rates may vary without prior notice from the lender and are subject to change based on location, geography and other terms and conditions. The annual percentage rates (APR) were made based on discount points, origination fees, average loan fees and closing costs.

► Compare Today’s Mortgage Rates and Find The Best Loans

As far as U.S. mortgage applications are concerned, the Mortgage Bankers Association (MBA) published the results of its latest weekly mortgage survey on Wednesday. According to the MBA’s data, mortgage application activity in the U.S. soared 4.3% in the week ended April 11. More Americans decided to file applications for mortgage refinancing, as the Refinance Index climbed 7% in the said period. With regards to home purchase applications, the Purchase Index rose 1%. The refinance share of total mortgage applications moved up to 52%, the MBA said.

In other news, national average mortgage rates eased this week, according to Virgina-based mortgage finance company, Freddie Mac. The 30-year fixed mortgage averaged a rate of 4.27% this week, sinking by 7 basis point compared to the previous 4.34% that it held in the prior week. The 15-year FRM averaged 3.33% this week, improving by 5 basis points since the previous data, Freddie Mac reported on Thursday.

Additional details on Chase’s current mortgage interest rates, as well as information on loan assumptions and borrowing terms and conditions can be found on the bank’s website.